Home Insurance

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In the world of insurance there is no doubt that the very best value is in home, condo & tenant insurance. Your home is likely one of the biggest investments of your life and one of your most valuable assets. You can protect your investment and your belongings from risks like fire, theft and vandalism with a home insurance policy from Tannas Insurance. Yet, surprisingly most people are grossly under-insured. With the success of the booming Alberta economy, housing values have risen dramatically. So have the building costs to replace your largest personal investment. Your policy limits have not kept pace with the rising costs experienced in the construction industry and may not be enough following a loss.

Your home is your palace. It’s meant to be your retreat from the rest of the world. And whether your home is your first, the one you always dreamed of having, or somewhere in between, we want to work with you to make sure that it, along with everything you’ve put into it, is protected for you and your family.
Give us a call or send us an email and we’ll talk about what you need to protect all your property.

Contact one of our Tannas Insurance representatives for more detailed information.

The following are some of the Home Insurance Coverages available:

Home Owners Insurance

  • Dwelling building coverage
  • Detached private structures limit is 15% of the dwelling amount
  • Personal property limit is 80% of the dwelling amount
  • Additional living expenses is 20% of the dwelling amount
  • Comprehensive personal liability limit: $1,000,000
  • Medical payments up to $5,000
  • Voluntary property damage up to $1,000
  • Outdoor trees, shrubs, plants and lawns up to 5% of the dwelling limit
  • Debris removal up to 5% of the dwelling limit
  • Single limit endorsement
  • Guaranteed replacement cost coverage

Condo Owners Insurance

  • Personal property coverage
  • Tenants improvements, betterments and alterations up to 100% of the personal property limit
  • Additional living expenses is 20% of the contents amount
  • Comprehensive personal liability limit: $1,000,000
  • Medical payments up to $5,000
  • Voluntary property damage up to $1,000
  • Loss assessment up to 250% of the personal property limit for property
  • Liability loss assessment: included
  • Condominium contingent insurance up to 250% of the contents limit
  • Debris removal up to 5% of the contents limit
  • Replacement cost coverage

Tenants Insurance

  • Personal property coverage
  • Additional living expenses is 20% of the contents amount
  • Comprehensive personal liability limit: $1,000,000
  • Medical payments up to $5,000
  • Voluntary property damage up to $1,000

The following limits apply for theft or mysterious disappearance losses:

  • Jewellery and furs up to $6,000 in all
  • Bicycles up to $1,000
  • Stamp collections up to $1,500
  • Coin collections up to $500
  • Comic book/card collections up to $1,500

Policy Highlights and Enhancements for Home Insurance, Tenants, and Condo Owners

The following are enhancements which are included in both coverage packages Broad Form and Comprehensive Form for Home Owners, Condominium Owners, and Tenants Policies.

  • Securities up to $5,000
  • Money or bullion up to $500
  • Watercraft and equipment up to $3,000
  • Motorized wheelchairs, power scooters that provide aid for walking
  • Power golf carts, liability included
  • Theft from an unlocked vehicle
  • Sewer back up (additional charge may apply in some provinces)
  • Spare automobile parts up to $1,000
  • Cemetery plot monuments up to $3,000
  • Home computer software: no limit
  • Silverware: no limit
  • Garden tractors/lawn mowers/snow blowers up to $10,000
  • Tapes, discs, records: no limit
  • Property of a student (living away from home temporarily): $10,000, liability included
  • Property of a parent in a nursing home up to $2,500, liability included
  • Books, tools, instruments, computer hardware and computer software pertaining to a business up to $5,000 but only while on the premises (limit may be increased)

Extensions of Coverage

  • Credit card coverage, forgery, counterfeit money and fund transfer cards up to $5,000
  • Lock replacement up to $1,000
  • Private power and light poles up to $5,000
  • Reward coverage up to $1,000
  • Safety deposit box up to $10,000
  • In transit coverage, to a new principal dwelling within Canada
  • Fire department charges up to $5,000
  • Home freezer coverage: $3,000
  • Inflation protection coverage

Talk to us about these other packages that we offer:

  • Seasonal Plus
  • Rented Dwelling Package
  • Farm/Commercial Business Insurance
  • Personal Umbrella
  • Dwelling Under Construction
  • Vacation Trailer, Camper and Motorhome
  • Mechanical Breakdown of residential heating and cooling systems
  • Entrepreneur Plus for Home Based Businesses

Receive a convenient Home Insurance quote online or contact one of our Tannas Insurance brokers directly to discuss your requirements in more detail.

Contact us to Request a Quote

 Disclaimer – policy details are subject to change without notice


Tannas Insurance Brokers Inc.
4902 50th Street
St. Paul, Alberta T0A 3A0

Local:            780-645-2901
Toll Free:      866-645-2901
Fax:               780-645-3637

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